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We’ll store the e-money in your Account and other people will accept it as payment. If you or someone else gives us money, we’ll issue an equivalent value of e-money in the currency you or the other person chooses. E-money is an electronic alternative to cash. It may hold e-money in different currencies at the same time. Your Account is a payment account that holds your e-money. Personal accounts are not meant for business or commercial purposes. ESTABLISHING AND MAINTAINING YOUR ACCOUNTĪ personal account is for sending and requesting money from personal use and to pay for online purchases.

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If you are not clear on which terms may apply or you do not understand any terms, please either seek professional advice or contact us through Viber. Please review all terms regularly in order to ensure that you are aware of, and comply with, the applicable requirements. You are responsible to read and familiarize yourself with all the Rapyd terms that apply to the Services or payment methods. You acknowledge and agree that to access or use any Services you must abide by all the terms and conditions in this Agreement and other Rapyd terms and conditions that may apply to specific Services provided to you. If Rapyd removes a payment method, Rapyd will provide you with notice, through Viber, prior to the removal becoming effective for you, except where Rapyd is required by a third party (such as the payment method provider) to cease offering the payment method. Rapyd may add or remove payment methods at any time. Your location may thus affect the range of payment methods or Services we are able to offer you. Availability of a payment method or other Services may vary by geography. However, in all cases it will only be Rapyd who will render the Services to you. Rapyd works with various licensed partners, connectors and networks (“ Partners ”) to assist with delivery of the Services that Rapyd provides to you. Specific Rapyd terms and conditions may apply for specific Services or payment methods. This Agreement describes the terms and conditions that apply to your use of the Services. (All Services are subject to availability). Mastercard and Visa) and is subject to the card schemes terms and availability. Such Service is provided by the card schemes (i.e. Push to Card: sending funds from the Viber wallet to a supported card.Sending Funds Via Bank transfers: sending funds from the Viber wallet to other (supported) bank accounts and.Card linking to the E-wallet: you will be able to save your card details within your designated e-wallet, and use the saved card for future top ups and payment initiations.IBAN (International Bank Account Number): your own IBAN number to send or receive money from other bank accounts or cards.E-wallet: creation of a cloud based e-wallet through which you will be able to add funds from a card and easily transfer or receive payments from other wallets.You have registered with Viber to receive the following financial services offered by Rapyd through the Viber app (“ Services ” and each, a “ Service ”):

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(“Rapyd”, “Us”, or “We”) a company registered in Iceland under company number 430602-3650 whose registered office is at Suðurlandsbraut 30, 108 Reykjavik, and you (“ you ”, “ your ”, or “ user ”) who registered with Viber Media S.àr.l., a company registered under the laws of the Grand Duchy of Luxembourg under company number B184956 whose registered office is at 2 rue du Fossé, L-1536 Luxembourg (“Viber”) which is the owner of the calls and messages app called Viber (“Viber App”). These Terms (“ Agreement ”) is a legal agreement between:










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